Second Home

Financing the purchase of a holiday home

As the financing of a second home is risky for the banks, the share of equity can be as high as 40% of the sale price, instead of 20% in the case of a permanent residence. Furthermore, as pension capital cannot be used to finance a second home, it is essential to provide liquidity, either through savings, a bank guarantee, or by increasing the mortgage on your main home. This last solution could have...

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